Open formula. Browser-based calculations. Source-dated rates. No API keys. No provider login. No tracing SDK. No account required. Input payloads are not stored.
Pricing source date: 2026-05-28 · Build verification: 2026-05-28 · Stale threshold: 30 days. This estimate depends primarily on the training and inference rates you enter, not a public price table. Provider fine-tune and hosting pricing must be verified directly, since fine-tune economics vary widely by model, dataset size, and serving pattern.
Compares one-time training spend against monthly inference savings from cheaper per-token rates and prompt reduction.
Formula
months_to_roi = training_cost / monthly_savings; breakeven_volume_12mo = training_cost / 12 / savings_per_token
Primary source register
Training and inference rates come from the pricing table. Dataset preparation, evals, and quality failure risk are separate costs.
- https://openai.com/pricing
- https://www.anthropic.com/pricing
- https://platform.claude.com/docs/en/about-claude/pricing
- https://platform.claude.com/docs/en/about-claude/models/overview
- https://cloud.google.com/vertex-ai/generative-ai/pricing
- https://www.together.ai/pricing
- https://replicate.com/pricing
- https://fireworks.ai/pricing
- https://groq.com/pricing
- https://deepinfra.com/pricing
- https://aws.amazon.com/bedrock/pricing/
- https://azure.microsoft.com/pricing/details/cognitive-services/openai-service/
Included assumptions
- training tokens
- training cost per 1M
- baseline inference cost
- fine-tuned inference cost
- monthly token volume
- prompt reduction
Excluded assumptions
- data-labeling cost
- eval suite cost unless modeled separately
- deployment/integration cost
- quality-regression risk
Architecture-cost audit
Fine-tune ROITraining cost, inference savings, prompt reduction, and volume needed to recover spend.
Eval-suite budgetSamples, candidate models, repeated trials, and optional LLM-as-judge pass costs.
Diagnostic output
This tool returns Cost classification, Dominant cost driver, Decision threshold, and Sensitivity. Diagnostic focus: Fine-tune crossover volume and payback sensitivity..
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